Terms of use

While Mirabilis will take all reasonable measures to ensure an efficient, uninterrupted and error-free service to all its online customers, neither Mirabilis nor any of its employees, representatives or assigns will be liable to any online customer for any loss or damage of whatsoever nature caused by or attributable to any:

• fact or circumstance beyond the reasonable control of Santam, including the breakdown or interruption in the services provided by external service providers and the unavailability or defective performance of any software or any of the services available on or from this web-site;

• breach of privacy, security or confidentiality or any infringement of intellectual property rights by any person or entity;

• loss, damage, destruction, theft, contamination or corruption of any data, information or content accessible from or available on this web-site;

• failure by a visitor or online customers to maintain the confidentiality of their personal username and password, or the disclosure of personal usernames and/or passwords to any person or entity;

• hacking, infection by viruses, Trojan horses, or any other computer programming routines or software that are intended to damage, detrimentally interfere with, surreptitiously intercept or expropriate any software programme, system, data or personal information;

• failure to adhere to the provisions of any terms and conditions governing the use and access to the services and facilities offered from time to time on this web-site;

• any lawful act or omission by Santam, its representatives and service providers in respect of or relating to the maintenance and support of this web-site and any supporting software or otherwise in the interests of protecting Mirabilis’s proprietary rights or the privacy and confidentiality of visitors and online customers and their personal information;

• and consequential or indirect loss or damage whether foreseeable or otherwise.